diff --git a/src/uct/ib/dc/base/dc_ep.h b/src/uct/ib/dc/base/dc_ep.h
index 5a25ae0c3e0..79ff47e0743 100644
--- a/src/uct/ib/dc/base/dc_ep.h
+++ b/src/uct/ib/dc/base/dc_ep.h
@@ -167,7 +167,7 @@ static inline int uct_dc_iface_dci_ep_can_send(uct_dc_ep_t *ep)
 {
     uct_dc_iface_t *iface = ucs_derived_of(ep->super.super.iface, uct_dc_iface_t);
     return (!(ep->flags & UCT_DC_EP_FLAG_TX_WAIT)) &&
-           (ep->fc.fc_wnd > 0) &&
+           uct_rc_fc_has_resources(&iface->super, &ep->fc) &&
            uct_dc_iface_dci_has_tx_resources(iface, ep->dci);
 }
 
@@ -176,7 +176,7 @@ void uct_dc_iface_schedule_dci_alloc(uct_dc_iface_t *iface, uct_dc_ep_t *ep)
 {
     /* If FC window is empty the group will be scheduled when
      * grant is received */
-    if (ep->fc.fc_wnd > 0) {
+    if (uct_rc_fc_has_resources(&iface->super, &ep->fc)) {
         ucs_arbiter_group_schedule(uct_dc_iface_dci_waitq(iface), &ep->arb_group);
     }
 }
diff --git a/src/uct/ib/rc/base/rc_ep.h b/src/uct/ib/rc/base/rc_ep.h
index 78c9970b509..a8dff96a9f5 100644
--- a/src/uct/ib/rc/base/rc_ep.h
+++ b/src/uct/ib/rc/base/rc_ep.h
@@ -120,6 +120,7 @@ enum {
 
 #define UCT_RC_UPDATE_FC_WND(_iface, _fc) \
     { \
+        /* For performance reasons, prefer to update fc_wnd unconditionally */ \
         (_fc)->fc_wnd--; \
         \
         if ((_iface)->config.fc_enabled) { \
@@ -304,9 +305,19 @@ static UCS_F_ALWAYS_INLINE void uct_rc_txqp_check(uct_rc_txqp_t *txqp)
                 txqp->qp->qp_num, txqp->qp->state);
 }
 
+static UCS_F_ALWAYS_INLINE
+int uct_rc_fc_has_resources(uct_rc_iface_t *iface, uct_rc_fc_t *fc)
+{
+    /* When FC is disabled, fc_wnd may still become 0 because it's decremented
+     * unconditionally (for performance reasons) */
+    return (fc->fc_wnd > 0) || !iface->config.fc_enabled;
+}
+
 static UCS_F_ALWAYS_INLINE int uct_rc_ep_has_tx_resources(uct_rc_ep_t *ep)
 {
-    return ((ep->txqp.available > 0) && (ep->fc.fc_wnd > 0));
+    uct_rc_iface_t *iface = ucs_derived_of(ep->super.super.iface, uct_rc_iface_t);
+
+    return (ep->txqp.available > 0) && uct_rc_fc_has_resources(iface, &ep->fc);
 }
 
 static UCS_F_ALWAYS_INLINE void
diff --git a/test/gtest/uct/ib/test_dc.cc b/test/gtest/uct/ib/test_dc.cc
index 87ab9664483..442c59330b8 100644
--- a/test/gtest/uct/ib/test_dc.cc
+++ b/test/gtest/uct/ib/test_dc.cc
@@ -371,8 +371,8 @@ class test_dc_flow_control : public test_rc_flow_control {
 public:
 
     /* virtual */
-    uct_rc_fc_t* get_fc_ptr(entity *e) {
-        return &ucs_derived_of(e->ep(0), uct_dc_ep_t)->fc;
+    uct_rc_fc_t* get_fc_ptr(entity *e, int ep_idx = 0) {
+        return &ucs_derived_of(e->ep(ep_idx), uct_dc_ep_t)->fc;
     }
 };
 
@@ -395,6 +395,41 @@ UCS_TEST_P(test_dc_flow_control, pending_grant)
     flush();
 }
 
+UCS_TEST_P(test_dc_flow_control, fc_disabled_flush)
+{
+    test_flush_fc_disabled();
+}
+
+UCS_TEST_P(test_dc_flow_control, fc_disabled_pending_no_dci) {
+
+    pending_send_request_t pending_req;
+    pending_req.uct.func = pending_cb;
+    pending_req.cb_count = 0;
+
+    set_fc_disabled(m_e1);
+
+    /* Send on new endpoints until out of DCIs */
+    for (int ep_index = 0; ep_index < 20; ++ep_index) {
+        m_e1->connect(ep_index, *m_e2, ep_index);
+
+        ucs_status_t status = uct_ep_am_short(m_e1->ep(ep_index), 0, 0, NULL, 0);
+        if (status == UCS_ERR_NO_RESOURCE) {
+            /* if FC is disabled, it should be OK to set fc_wnd to 0 */
+            get_fc_ptr(m_e1, ep_index)->fc_wnd = 0;
+
+            /* Add to pending */
+            status = uct_ep_pending_add(m_e1->ep(ep_index), &pending_req.uct);
+            ASSERT_UCS_OK(status);
+
+            wait_for_flag(&pending_req.cb_count);
+            EXPECT_EQ(1, pending_req.cb_count);
+            break;
+        }
+
+        ASSERT_UCS_OK(status);
+    }
+}
+
 /* Check that soft request is not handled by DC */
 UCS_TEST_P(test_dc_flow_control, soft_request)
 {
@@ -487,8 +522,8 @@ class test_dc_flow_control_stats : public test_rc_flow_control_stats {
         test_rc_flow_control_stats::init();
     }
 
-    uct_rc_fc_t* get_fc_ptr(entity *e) {
-        return &ucs_derived_of(e->ep(0), uct_dc_ep_t)->fc;
+    uct_rc_fc_t* get_fc_ptr(entity *e, int ep_idx = 0) {
+        return &ucs_derived_of(e->ep(ep_idx), uct_dc_ep_t)->fc;
     }
 
     uct_rc_fc_t* fake_ep_fc_ptr(entity *e) {
diff --git a/test/gtest/uct/ib/test_rc.cc b/test/gtest/uct/ib/test_rc.cc
index ff29fce6596..552dcfb9ebf 100644
--- a/test/gtest/uct/ib/test_rc.cc
+++ b/test/gtest/uct/ib/test_rc.cc
@@ -67,7 +67,6 @@ UCS_TEST_P(test_rc_max_wr, send_limit)
 UCT_RC_INSTANTIATE_TEST_CASE(test_rc_max_wr)
 
 
-int test_rc_flow_control::m_req_count        = 0;
 uint32_t test_rc_flow_control::m_am_rx_count = 0;
 
 void test_rc_flow_control::init()
@@ -78,6 +77,9 @@ void test_rc_flow_control::init()
     }
     test_rc::init();
 
+    ucs_assert(rc_iface(m_e1)->config.fc_enabled);
+    ucs_assert(rc_iface(m_e2)->config.fc_enabled);
+
     uct_iface_set_am_handler(m_e1->iface(), FLUSH_AM_ID, am_handler,
                              NULL, UCT_CB_FLAG_SYNC);
     uct_iface_set_am_handler(m_e2->iface(), FLUSH_AM_ID, am_handler,
@@ -85,6 +87,14 @@ void test_rc_flow_control::init()
 
 }
 
+void test_rc_flow_control::cleanup()
+{
+    /* Restore FC state to enabled, so iface cleanup will destroy the grant mpool */
+    rc_iface(m_e1)->config.fc_enabled = 1;
+    rc_iface(m_e2)->config.fc_enabled = 1;
+    test_rc::cleanup();
+}
+
 void test_rc_flow_control::send_am_and_flush(entity *e, int num_msg)
 {
     m_am_rx_count = 0;
@@ -147,24 +157,48 @@ void test_rc_flow_control::test_pending_grant(int wnd)
     send_am_messages(m_e1, 1, UCS_OK);
 }
 
+void test_rc_flow_control::test_flush_fc_disabled()
+{
+    set_fc_disabled(m_e1);
+    ucs_status_t status;
+
+    /* If FC is disabled, wnd=0 should not prevent the flush */
+    get_fc_ptr(m_e1)->fc_wnd = 0;
+    status = uct_ep_flush(m_e1->ep(0), 0, NULL);
+    EXPECT_EQ(UCS_OK, status);
+
+    /* send active message should be OK */
+    get_fc_ptr(m_e1)->fc_wnd = 1;
+    status = uct_ep_am_short(m_e1->ep(0), 0, 0, NULL, 0);
+    EXPECT_EQ(UCS_OK, status);
+    EXPECT_EQ(0, get_fc_ptr(m_e1)->fc_wnd);
+
+    /* flush must have resources */
+    status = uct_ep_flush(m_e1->ep(0), 0, NULL);
+    EXPECT_FALSE(UCS_STATUS_IS_ERR(status)) << ucs_status_string(status);
+}
+
 void test_rc_flow_control::test_pending_purge(int wnd, int num_pend_sends)
 {
-    uct_pending_req_t reqs[num_pend_sends];
+    pending_send_request_t reqs[num_pend_sends];
 
     disable_entity(m_e2);
     set_fc_attributes(m_e1, true, wnd, wnd, 1);
 
-    m_req_count = 0;
     send_am_and_flush(m_e1, wnd);
 
     /* Now m2 ep should have FC grant message in the pending queue.
      * Add some user pending requests as well */
-    for (int i = 0; i < num_pend_sends; i ++) {
-        reqs[i].func = NULL; /* make valgrind happy */
-        EXPECT_EQ(uct_ep_pending_add(m_e2->ep(0), &reqs[i]), UCS_OK);
+    for (int i = 0; i < num_pend_sends; i++) {
+        reqs[i].uct.func    = NULL; /* make valgrind happy */
+        reqs[i].purge_count = 0;
+        EXPECT_EQ(uct_ep_pending_add(m_e2->ep(0), &reqs[i].uct), UCS_OK);
     }
     uct_ep_pending_purge(m_e2->ep(0), purge_cb, NULL);
-    EXPECT_EQ(num_pend_sends, m_req_count);
+
+    for (int i = 0; i < num_pend_sends; i++) {
+        EXPECT_EQ(1, reqs[i].purge_count);
+    }
 }
 
 
@@ -206,6 +240,11 @@ UCS_TEST_P(test_rc_flow_control, pending_grant)
     test_pending_grant(5);
 }
 
+UCS_TEST_P(test_rc_flow_control, fc_disabled_flush)
+{
+    test_flush_fc_disabled();
+}
+
 UCT_RC_INSTANTIATE_TEST_CASE(test_rc_flow_control)
 
 
diff --git a/test/gtest/uct/ib/test_rc.h b/test/gtest/uct/ib/test_rc.h
index 628247daf8b..d4437035fe9 100644
--- a/test/gtest/uct/ib/test_rc.h
+++ b/test/gtest/uct/ib/test_rc.h
@@ -26,8 +26,8 @@ class test_rc : public uct_test {
         return ucs_derived_of(e->iface(), uct_rc_iface_t);
     }
 
-    uct_rc_ep_t* rc_ep(entity *e) {
-        return ucs_derived_of(e->ep(0), uct_rc_ep_t);
+    uct_rc_ep_t* rc_ep(entity *e, int ep_idx = 0) {
+        return ucs_derived_of(e->ep(ep_idx), uct_rc_ep_t);
     }
 
     void send_am_messages(entity *e, int wnd, ucs_status_t expected,
@@ -54,14 +54,16 @@ class test_rc : public uct_test {
 class test_rc_flow_control : public test_rc {
 public:
     typedef struct pending_send_request {
-        uct_ep_h          ep;
         uct_pending_req_t uct;
+        int               cb_count;
+        int               purge_count;
     } pending_send_request_t;
 
     void init();
+    void cleanup();
 
-    virtual uct_rc_fc_t* get_fc_ptr(entity *e) {
-        return &rc_ep(e)->fc;
+    virtual uct_rc_fc_t* get_fc_ptr(entity *e, int ep_idx = 0) {
+        return &rc_ep(e, ep_idx)->fc;
     }
 
     virtual void disable_entity(entity *e) {
@@ -84,6 +86,11 @@ class test_rc_flow_control : public test_rc {
 
     }
 
+    void set_fc_disabled(entity *e) {
+        /* same as default settings in rc_iface_init */
+        set_fc_attributes(e, false, std::numeric_limits<int16_t>::max(), 0, 0);
+    }
+
     void send_am_and_flush(entity *e, int num_msg);
 
     void progress_loop(double delta_ms=10.0) {
@@ -102,7 +109,18 @@ class test_rc_flow_control : public test_rc {
     }
 
     static void purge_cb(uct_pending_req_t *self, void *arg) {
-        m_req_count++;
+        pending_send_request_t *req = ucs_container_of(self,
+                                                       pending_send_request_t,
+                                                       uct);
+        ++req->purge_count;
+    }
+
+    static ucs_status_t pending_cb(uct_pending_req_t *self) {
+        pending_send_request_t *req = ucs_container_of(self,
+                                                       pending_send_request_t,
+                                                       uct);
+        ++req->cb_count;
+        return UCS_OK;
     }
 
     void validate_grant(entity *e);
@@ -113,8 +131,9 @@ class test_rc_flow_control : public test_rc {
 
     void test_pending_purge(int wnd, int num_pend_sends);
 
+    void test_flush_fc_disabled();
+
 protected:
-    static int m_req_count;
     static const uint8_t FLUSH_AM_ID = 1;
     static uint32_t m_am_rx_count;
 };