Problem: iavl-lazy-loading is not supported

[yihuang]

Solution:

• update cosmos-sdk to v0.46.12

👮🏻👮🏻👮🏻 !!!! REFERENCE THE PROBLEM YOUR ARE SOLVING IN THE PR TITLE AND DESCRIBE YOUR SOLUTION HERE !!!! DO NOT FORGET !!!! 👮🏻👮🏻👮🏻

PR Checklist:

• Have you read the CONTRIBUTING.md?
• Does your PR follow the C4 patch requirements?
• Have you rebased your work on top of the latest master?
• Have you checked your code compiles? (make)
• Have you included tests for any non-trivial functionality?
• Have you checked your code passes the unit tests? (make test)
• Have you checked your code formatting is correct? (go fmt)
• Have you checked your basic code style is fine? (golangci-lint run)
• If you added any dependencies, have you checked they do not contain any known vulnerabilities? (go list -json -m all | nancy sleuth)
• If your changes affect the client infrastructure, have you run the integration test?
• If your changes affect public APIs, does your PR follow the C4 evolution of public contracts?
• If your code changes public APIs, have you incremented the crate version numbers and documented your changes in the CHANGELOG.md?
• If you are contributing for the first time, please read the agreement in CONTRIBUTING.md now and add a comment to this pull request stating that your PR is in accordance with the Developer's Certificate of Origin.

Thank you for your code, it's appreciated! :)

[codecov]

Codecov Report

Merging #942 (6d89155) into master (45ba2ec) will decrease coverage by 0.07%.
The diff coverage is 100.00%.

@@            Coverage Diff             @@
##           master     #942      +/-   ##
==========================================
- Coverage   33.11%   33.04%   -0.07%     
==========================================
  Files         125      125              
  Lines       20133    20101      -32     
==========================================
- Hits         6667     6643      -24     
+ Misses      12382    12378       -4     
+ Partials     1084     1080       -4     

Flag	Coverage Δ
integration_tests	20.39% <100.00%> (-0.09%)	⬇️
integration_tests_byzantine	9.52% <100.00%> (-0.11%)	⬇️
integration_tests_gov	9.74% <100.00%> (-0.11%)	⬇️
integration_tests_grpc	9.72% <100.00%> (-0.11%)	⬇️
integration_tests_ibc	24.57% <100.00%> (-0.09%)	⬇️
integration_tests_ledger	9.72% <100.00%> (-0.11%)	⬇️
integration_tests_slow	9.72% <100.00%> (-0.11%)	⬇️
integration_tests_solomachine	9.52% <100.00%> (-0.11%)	⬇️
integration_tests_upgrade	10.71% <100.00%> (-0.11%)	⬇️
unit_tests	10.87% <ø> (ø)

Flags with carried forward coverage won't be shown. Click here to find out more.

Impacted Files	Coverage Δ
cmd/chain-maind/app/app.go	83.20% <100.00%> (+0.91%)	⬆️

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